Our clients face many problems: escalating credit card debt with high interest rates, injury and disability, unemployment or substantial decrease in income, overwhelming medical bills, divorce, and failed small businesses. Some of our clients are caught in the destructive cycle of payday loans. If you are in a similar situation, the chapter 7 bankruptcy attorneys of Barrow & Taylor can help.One of the primary problems for clients facing personal bankruptcy is credit card debt
with crushing interest rates. The credit card companies know that the further you extend yourself, the more money they can make on ridiculously high interest rates, late payment penalties and over-the-limit fees.Debt collectors will often use any means possible to get paid, whether they are allowed by law or not. However, once the debt collection agencies know that you are represented by an experienced bankruptcy attorney, their behavior can quickly change.
Is Bankruptcy Right For You?
Determining if filing a bankruptcy is the right choice in your case requires a detailed assessment of your income, current debt, including type and amount, as well as an evaluation of the property and assets you may stand to lose under a bankruptcy proceeding.Until recently, Chapter 7 bankruptcy was the most common form of bankruptcy for individual clients. Due to recent changes in chapter 7 bankruptcy law affecting income requirements, many of our clients have chosen instead to file under Chapter 13.For an overview of the chapter 7 bankruptcy process
, including information on income requirements
, please read through the information on our site. To set up a free, confidential consultation with one of our bankruptcy attorneys, please use the form to the right.Our bankruptcy lawyers
proudly represent clients throughout Jefferson and surrounding counties. We are dedicated to providing cost-effective results for our clients. Give us a call at (502) 589-9353 or use the contact form on the right to learn about how we can help you. Your initial consultation is FREE.